The global banking and securities markets have recently seen many changes and senior management must now be prepared to adjust their current processes to take advantage of opportunities that will soon arise. Regulations seem to be ever-changing and keeping up with them can be both timely and costly. Everyone is looking to cut costs without cutting services, aiming to keep customers happy throughout the process. With proven experience in retail, commercial, investment, private and central banking, the professionals of the Deloitte member firms have answers to these issues our clients are facing.
| Banking on growth: FDIC-assisted assets may be an opportunity for mid-sized institutions Many banks are facing new and stricter regulations by their governments and a lack of capital. At present many acquirers view U.S. FDIC-assisted transactions, especially those that include a loss-sharing feature, as a safer means to expand their businesses than private sector transactions. Bankers from around the world can consider use of these transactions to help achieve their growth goals. |
| Crisis in the Credit Card Industry: Navigating the perfect storm As the global economy settles in the wake of the crisis, the credit card industry is facing a perfect storm. The industry landscape is changing and financial institutions need to understand how to achieve growth, efficiency, and compliance in the changing credit card industry while also managing the risks of a radically different marketplace. |
| How to create a business case for core banking replacement: Making the case for change This report takes a pragmatic approach to the challenges of building a case for change. It presents practical and proven advice on how to articulate ‘soft’ benefits, such as operational efficiency and strengthened controls; how to tie the benefits of a core banking replacement to the overall business strategy; and how to structure the business case. |