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Capital Management

Capital is the lifeblood of any financial services organisation. Making sure that the level of capital you hold is appropriate for your organisation and reviewing the level of capital from time to time is vital to ensure success. But how do you get it right? By turning to those who have the knowledge and expertise to give you the best possible advice.

Effective modelling
Improving your return

Effective capital modelling  

Actuarial & Insurance Solutions gives expert advice on the modelling of an office’s current capital usage, its projected future requirements, and strategies for optimising the use of capital in the business. We have provided this advice for a number of years to a variety of different clients located all around the world.

Our full range of services includes:

  • Modelling and projecting statutory and realistic balance sheets, and sensitivity analysis
  • Advising on developing and using a model office facility, including model points, testing, and producing reports
  • Advising on how to assess where capital is deployed in the business, and measure the returns being achieved in different areas
  • Advising on optimising the deployment of capital in the business in order to maximise return and/or reduce risk
  • Advising on measuring and managing risk
  • Assessing likely future capital requirements and the impact of alternative strategies and sales plans
  • Advising on a wide range of capital raising options and assisting in developing scheme documentation and supporting financial models
  • Advising on, and modelling the effects of, alternative investment policies, bonus policies and tax management

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Improving your return  

All European insurance companies and savings funds can benefit from our services. Capital modelling and capital management are particularly useful for clients wishing to review and improve return on capital, including those who:

  • Wish to understand current and potential strains on the balance sheet and sensitivity to different scenarios
  • Have capital but either have too much or have it in the wrong places
  • Have complex or disparate businesses with different risk/reward profiles
  • Are considering a sale, acquisition or restructure
  • Are concerned about absolute or relative financial strength and wish to raise additional capital or distribute excess capital

In summary, capital management and capital modelling can help you to understand your business better and choose more effective strategies for the future.

We have many years’ experience in providing capital management and modelling advice to reinsurers, banks and regulators on market leading developments such as securitisation. 

Our team will work with you and your organisation, aiming to find solutions that are right for you.

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