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About the EMEA Centre for Regulatory Strategy

The EMEA Centre for Regulatory Strategy brings together regulatory specialists from Deloitte firms across the region in order to help our clients understand and respond strategically to the challenges posed by global, European and domestic regulatory change.

The Centre is headquartered in London with local representation across Europe. Our core team of dedicated professionals has extensive experience in regulation, through a combination of former regulators and risk and regulation strategy advisors and consultants.

Clifford Smout   Clifford Smout
Co-Head, EMEA Centre for Regulatory Strategy
Clifford focuses on regulatory developments likely to affect firms in the UK and abroad. Clifford joined Deloitte in 2006 following almost 30 years at the Bank of England where his roles included being finance director and head of policy in banking supervision. Contact
David Strachan   David Strachan
Co-Head, EMEA Centre for Regulatory Strategy
David focuses on regulatory issues related to systemic risk, including the Independent Commission on Banking’s work in the UK and the international tools deployed in relation to crisis management. David joined Deloitte after 12 years at the FSA, where in his last role, Director of Financial Stability, he worked on the division of the FSA into the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA). Contact
Karyn Daud   Karyn Daud
Partner, EMEA Centre for Regulatory Strategy
Karyn is a strategy specialist with over 15 years’ experience across financial services sectors. She works with leading institutions to assess and define practical business models, strategies, KPIs, organisation and governance in light of regulatory and economic change. Contact

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