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Payment Card Industry Data Security Standard


The risks of identity theft, fraud and security breaches are on the rise, prompting consumers to demand greater reassurance that their credit card data is protected. In December 2005, industry leaders responded by introducing the Payment Card Industry Data Security Standard (PCI DSS). By adhering to PCI DSS, stakeholders can foster a more secure environment to process, store and transmit credit card data. On the flip side, failure to comply can result in fines, restrictions and even the loss of card acceptance privileges — not to mention a severely damaged reputation.

To ensure effective compliance, payment processors, service providers and merchants that process more than 20,000 e-commerce transactions and over one million regular transactions are required to engage a PCI-approved Qualified Security Assessor (QSA) to regularly review their information security procedures and scan their Internet points of presence. Deloitte can help you prepare for this assessment by assisting you to:

  • Comply with the PCI Payment Application Best Practice (PABP) standard
  • Remediate any identified security gaps or related control weaknesses
  • Set clear business policies for employees regarding the processing of credit card data
  • Maintain the confidentiality, integrity and authenticity of customer information
  • Reduce the incidence of fraud, security breaches and identity theft

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Featured insights

  • Improving the security of credit card data
    Learn how by adhering to PCI DSS, stakeholders can foster a more secure environment to process, store and transmit credit card data.

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