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Advanced analytics and the art of underwriting

Transforming the insurance industry


It has always been understood that detailed underwriting is the foundation to a profitable insurance business. However, with recent catastrophes impacting carrier loss ratios, there has been a return to underwriting basics and the development of new tools to improve the accuracy of pricing in the industry.

This Global Deloitte ‘Point-of-View’ analyses some of these new tools, such as data mining and predictive modeling, and looks at how insurance carriers can use these tools to improve pricing and segmentation, and as a result enhance their underwriting profitability.

The ‘Point-of View’ addresses:

  • The business problem behind successful underwriting
  • The predictive modeling process that can help
  • The business value of adopting these models
  • How to implement a data mining solution

For further information in Australia, please contact  Caroline Bennet, Partner.


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