Creditor Advisory

Piggybank

In the current economic climate, we are seeing increasing numbers of businesses experiencing financial difficulties. This represents a high level of risk to lenders who face potential non-payment of some or all of the outstanding capital and interest owed by the businesses. 

Our creditor Advisory team is able to assist you in answering key questions in considering your potential exposure and next steps, in particular:

  • Whether the business has adequate liquidity to continue operating normally, allowing time for lenders to consider their options
  • Comfort that the business plan provides a reasonable basis to make future lending decisions
  • View on market growth prospects, competitive position and key value drivers and how consistent these are with the proposed strategy of the business
  • View of the long term sustainability of various divisions of the business
  • Valuation of the business
  • What assets are currently provided as security to lenders and other assets available for additional security
  • Understanding of options for reducing level of gearing / exposure to the business
  • Potential courses of action for the lenders to consider

Deloitte’s ability to utilize firm resources in foreign locations gives us a strong has a strong competitive advantage in our African and international Creditor Advisory service offering.

Our Creditor Advisory servicing offering includes: 

  • Financial restructuring
  • Independent business reviews
  • Liquidity reviews
  • Option reviews
  • Creditor advisory
  • Stakeholder management
Business rescue