Employer Health Reform


With the signing of the Patient Protection and Affordable Care Act, a new era of government intervention in the health care marketplace begins. There are a number of provisions in the Act with potentially significant short- and long-term cost implications for employers. The details of the Act will take time to fully grasp and federal regulations are needed to fill in some gaps. However, there are several areas in sharp focus - with more immediate deadlines - that large employers will need to understand now as the backdrop for emerging employee health benefit strategies:

  • Health plan design and funding/pricing changes resulting from insurance reforms, the ‘essential health benefit package’ and other new provisions
  • Compliance, tax concerns, changes in employee health benefit administration systems and employee awareness/communication requirements
  • Workforce planning implications of new eligibility and coverage provisions
  • How and to what extent do the ‘grandfather’ provisions apply
  • Provisions that may change the way employers think about retiree medical coverage

Learn more about Health Care Reform

Featured insights

Health reform-related due diligence considerations for buyers
Read the report to know the questions to ask and the specifics to look for to make informed deal decisions and avoid post-close surprises.
Brawns from brains: Talent, policy and the future of American competitiveness
Deloitte’s new study, Brawn from brains: Talent, policy and the future of American competitiveness, examines today’s talent supply-demand imbalance. On the demand side of the curve, the need for high-end skills is accelerating rapidly.
Beyond Benefits: Health reform, talent, and the CFO balancing act


Beyond benefits: Health reform, talent, and the CFO balancing act
Beyond benefits looks behind the headlines to consider the not-so-obvious ways in which the evolving health care environment is changing life for employers.


Employer health care reform: Moving beyond compliance
Human Capital Trends 2011

CFO survey suggests employer-sponsored health care is not dead
CFOs expect a rise in benefit costs and express concerns over resources in light of health reform. Yet their companies will likely maintain current enrollment levels and maintain the levels and scope of benefits they provide. See results of the latest CFO InsightsTM survey.

Good medicine or a bitter pill?
The full implications of the Patient Protection and Affordable Care Act, and other legislative and regulatory initiatives affecting health care, will unfold over the next decade and beyond. But the journey to a new health care system has begun, with enormous implications for American businesses.

Employer health reform issues briefs library
Employer-sponsored health care is here. Stay up to date on changes and modifications to the new law.

The implications of health reform on hospitals' health benefit plans, workforce and talent 
Health care reform affects all employers, but none more than hospitals – both an employer and primary delivery point of health care services – bringing significant talent challenges.

Guidance on group health plan mandates
Learn about new regulations on preexisting condition exclusions, annual or lifetime limits, and retroactive rescissions of coverage, plus patient protections with respect to designations of primary care providers and coverage for emergency services.