As the financial markets continue to evolve, financial institutions are working to grow and maintain profits while adjusting to ever-changing regulations and the downturn’s effects on profitability and performance. Successful institutions will need to reassess their operating models and address the effects of regulatory reform, competitive dynamics, evolving markets and increased expectations from stakeholders.
Deloitte’s Global Financial Services Industry practices offer a wide array of services through our member firms that are specifically designed for financial institutions in the banking, securities, insurance, investment management and real estate industries. In addition to attest and tax, our member firms offer services in areas such as human capital, performance and risk management, regulatory compliance, and technology solutions.
| Deleveraging in the European Financial Sector In addition to the slowing economy and Euro zone crisis, barriers to deleveraging and asset divestment include the pricing gap between a buyer and seller of loan portfolios and resource constraints within certain institutions. The complexity of designing a portfolio that can be traded, recognising the breadth and depth of a bank’s balance sheet also presents a significant barrier to progression. |
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| Dialing in: Convergence, collaboration and customer data – the changing face of Canada’s mobile payments market This report provides strategic insights on the implications of the changing payments ecosystem for each key stakeholder and takes a deeper dive into some of the predictions for the future of the mobile payments industry in Canada. |
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| The future of financial advice: Opportunities and challenges The challenges and opportunities that the Future of Financial Advice (FOFA) reforms bring to Australia will differ between organisations depending on their size and level of preparedness and on each entity’s position in the value chain. |