Target surplus (sometimes referred to as buffer capital) represents the amount of additional capital held beyond the regulatory requirements in order to ensure that the chances of breaching capital adequacy or solvency requirements are significantly reduced. For boards and management, a number of key questions emerge:

1. How much target surplus should you hold onto to minimise the risk of regulatory intervention?
2. How can management of target surplus be integrated with other capital management issues?
   

A trusted advisor

Our worldwide network ensures that we keep up to date with, and are able to exploit, developments around the world. Our team will work with you and your organisation to find the best business solutions for you.