How To Protect Against Smurfing
M. Zeldin, Excerpted from Banking New York, Winter 2008.
Michael Zeldin, the global head of Deloitte's Anti-Money Laundering Practice, shares tips on how to protect against "smurfing". The term "smurfing" refers to the small army of people hired by money launderers to make small denomination bank deposits.

AML and ETS Compliance: What's New For Asia Pacific?
Deloitte AsiaPac Practice, December 2007.
Deloitte presents its findings from senior legal and compliance executives from leading financial institutions to sharing their views on money laundering and sanctions risk, and the issues and trends that are having an impact in Asia Pacific.  

AML System Effectiveness: General Regulatory Expectations
L. Steinmetz et al., December 2007.
Regulatory guidelines require due diligence in choice of software. The following article outlines many of these expectations and tips on how to comply.

Securities Issue Briefing: Evaluating your AML Program   
R. Axelrod and N. Creedon, October 2006. 
As more time passes following FinCEN's regulations on broker-dealers, it is reasonable to assume that regulators and the SEC will have a higher expectation that broker-dealer AML programs are strong and well executed and that penalties will be imposed for anything less.