The United States spends $126 billion on the uninsured, yet the country has 45 million people who lack access to adequate health care insurance. These costs may be hidden, but they are real and are passed on to businesses and communities via cost-shifting from providers and taxes to support those who rely on public welfare programs.

The nation cannot continue to ignore its growing health care financing crisis and hope for a “silver bullet” government cure — there is none. Any real and lasting solution will require broad-based collaboration and a focus on specific issues and possible responses, including regulatory reform, tax reform and development of missing health care informatics.

The Deloitte Center for Health Solutions has released a thought-provoking point of view, “The Catalyst for Health Care Reform: Providing More Choices and Applying Innovation to Heal the U.S. Health Care Financing System,” that proposes one possible solution to funding coverage for the uninsured. "Insurance-for-All" is a revolutionary plan developed by William (Bill) Copeland, Jr., national managing director, Deloitte Consulting LLP; it aims to launch a new era of responsive and efficient health care financing, with the potential to increase access to health care for those who need it most, and to serve as a stimulant to our economy. Many of the program’s elements represent a major change in the nation’s current approach to health care financing. Therefore, "Insurance-for-All" is offered as a model — a starting point for discussion, cooperation and compromise among health care industry stakeholders.

Bill Copeland, Jr. was spotlighted by Managed Healthcare Executive magazine as a visionary for the month of February 2007 for his public-private partnership model to cover the uninsured. Full story...

To read the full point of view, download the attached PDF below.

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